Consumer Credit Directive | Regulatory-Hub

Official name

DIRECTIVE 2008/48/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC

Type

Directive

Level 1

Initiator

EU

Submitted

Doc. code

2008/48/EG

Summary

Status

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Current version

Final version

23.04.2008

Next step

Entry into force

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Application date

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Scope

Relevant for

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Level 1

Revision of the Consumer Credit Directive (binding, Main version, EU)

Amendment of the Consumer Credit Act and the Mortgage and Real Estate Credit Act (binding, Amendment, AT)

NPL Secondary markets Directive (Credit servicers and credit purchasers) (binding, Amendment, EU)

Level 2

–

Level 3 / Other

Ruling on the right of withdrawal for a general consumer loan agreement within the scope of the consumer credit line (binding, DE)

Ruling on the right of withdrawal a declaration of intent when concluding a consumer loan agreement (binding, DE)

Judgement on the applicability of the Consumer Credit Directive (binding, EU)

Guidelines on loan origination and monitoring (binding, Supplement, EU)