NPL Secondary markets Directive (Credit servicers and credit purchasers)

Official name

DIRECTIVE (EU) 2021/2167 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU

Type

Directive

Level 1

Initiator

EU

Submitted

14.03.2018

Doc. code

2021/2167

Summary

Status

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Current version

Final version

24.11.2021

Next step

Entry into force

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Application date

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Scope

Relevant for

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Level 1

Directive on credit agreements for consumers relating to residential immovable property (MCD) (binding, Main version, Amendment, EU)

Consumer Credit Directive (binding, Main version, EU)

Implementation act on credit servicers and credit buyers directive - Implementatiewet richtlijn kredietservicers en kredietkopers (binding, Amendment, NL)

Secondary Credit Market Promotion Act (binding, Main version, Amendment, DE)

Lag om förvärv och förvaltning av nödlidande kreditavtal (Law on the acquisition and management of non-performing credit agreements) (binding, Main version, SE)

Lag om ändring i kreditupplysningslagen (1973:1173) (Act amending the Credit Information Act (1973:1173)) (binding, Amendment, SE)

Lag om ändring i lagen (1992:160) om utländska filialer (Act amending the Act (1992:160) on foreign branches) (binding, Amendment, SE)

Lag om ändring i konsumentkreditlagen (2010:1846) (Act amending the Consumer Credit Act (2010:1846)) (binding, Amendment, SE)

Level 2

Standardized information requirements to support the sale of NPLs (NPL Transactions Data Templates) (binding, Supplement, EU)

Förordning om ändring i förordningen (1999:1134) om belastningsregister (Regulation amending the Regulation (1999:1134) on the criminal record register) (binding, Amendment, SE)

Förordning om ändring i förordningen (1999:1135) om misstankeregister (Regulation amending the Regulation (1999:1135) on suspect registers) (binding, Amendment, SE)

Level 3 / Other

Action plan and measures to accelerate the reduction of non-performing loans in the banking sector (non-binding, EU)

Opinion on a proposal for a directive on credit servicers, credit purchasers and the recovery of collateral (non-binding, EU)

Assessment of the knowledge and experience of the management or administrative body of a credit service provider (binding, Supplement, EU)

Guidelines on complaints-handling of credit servicers under the CSD (binding, Amendment, EU)