Design of a digital euro

In a basic paper entitled "Europe Needs New Money - The Ecosystem of CBDC, Giralgeldtoken and Trigger Solution," the German banking industry presents detailed considerations on the design of a "digital euro."  In this paper, the experts describe, among other things, the "digital money ecosystem," which in principle should consist of the following three elements:

• Retail CBDC for private use
• Wholesale CBDC for banks and savings banks
• Giral money tokens for use in industry

The paper can be accessed at this link.