Banking supervision statistics for the first quarter of 2021

ECB published study


ECB publishes banking supervision statistics for the first quarter of 2021. The key findings are as follows: 

  • The aggregate total capital ratio of significant institutions was 19.34% in the first quarter of 2021, down from 19.55% in the previous quarter
  • The aggregate non-performing loan ratio decreased further to 2.54% (from 2.63% in the previous quarter), despite a slight increase in the stock of non-performing loans to €455 billion (from €444 billion in the previous quarter)
  • Profitability of major institutions increased significantly, with an aggregate annualised return on equity of 7.21% (from 1.21% in the previous quarter)
  • Liquidity coverage ratio increased slightly to 172.73% (from 171.68% in the previous quarter)

The full report can be found at the following link.