Payment Services Directive (PSD3)

Topic area:
Status: 29.04.2024 |
Current
Key words:
Main version, Amendment
Initiative
Official name
Payment services and electronic money services in the internal market
European Parliament legislative resolution of 23 April 2024 on the proposal for a directive of the European Parliament and of the Council on payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC (COM(2023)0366 – C9-0218/2023 – 2023/0209(COD))
Type
Directive
Level 1
Initiator
EU
Submitted
10.05.2022
Doc. code
COM(2023)0366 – C9-0218/2023 – 2023/0209(COD)
Summary
Status
Status

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Current version
Text adopted by European Parliament
23.04.2024
Next step
Entry into force and application
Entry into force

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Application date

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Scope
Relevant for

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Associated initiatives
Level 1
Payment Services Directive 2 (PSD2) (binding, Main version, EU)
E-Money Directive (EMD 2) (binding, Main version, EU)
Settlement finality in payment and securities settlement systems (binding, Main version, EU)
Payment Services Regulation (PSR) (binding, Main version, EU)
Level 2
–
Level 3 / Other
EBA opinion on new types of payment fraud and possible mitigation measures in relation to PSD3, PSR and Instant Payment Regulation (non-binding, EU)
EBA report on virtual IBANs (non-binding, EU)

Source: EU, COM(2023)0366 – C9-0218/2023 – 2023/0209(COD), 2024