Payment Services Directive 2 (PSD2)
Initiative
Official name
DIRECTIVE (EU) 2015/2366 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (PSD2)
Type
Directive
Level 1
Initiator
EU
Submitted
24.07.2013
Doc. code
2015/2366
Summary
Status
Status
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Current version
Final Version, Corrigendum
Next step
Entry into force and application
In force
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To be applied
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Scope
Relevant for
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Associated initiatives
Level 1
Implementation of PSD 2 - Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz) (Regulatory inventory)
DORA Directive (Regulatory inventory)
E-Money Directive (EMD 2) (Regulatory inventory)
Data sharing and third party access in the financial sector (Open Finance) (Regulatory inventory)
Level 2
Strong customer authentication and secure communication under PSD2 (Regulatory inventory)
Details and structure of the information in the EBA register under PSD2 (Not directly effective)
Development, operation and maintenance of the EBA register under PSD2 (Not directly effective)
Requirements for home-host cooperation under PSD2 (Regulatory inventory)
Criteria to be applied when appointing central contact points under PSD2 (Regulatory inventory)
Amendment of Payment Institute Audit Report Regulation(ZahlPrüfbV) (Regulatory inventory)
Amendment of the ZAG Minimum Equity Regulation for Banking Institutions (Regulatory inventory)
Amendment of the ZAG Regulation on Notifications (Regulatory inventory)
Cooperation and exchange of information between competent authorities for passport notifications under PSD2 (Not directly effective)
Payments statistics (Regulatory inventory)
Amendment of the RTS for customer authentication and secure communication under PSD2 (Regulatory inventory)
Level 3 / Other
EBA - Final Q&A: PSD2 - Strong customer authentication and common secure communication (Regulatory inventory)
Opinion on the elements of strong customer authentication under PSD2 (Not directly effective)
Clarifications on APIs under PSD2 - fourth set of issues (Regulatory inventory)
Guidelines on outsourcing (Regulatory inventory)
Fraud reporting under PSD2 (Regulatory inventory)
Guidelines on ICT and security risk management (Regulatory inventory)
Procedure for complaints of infringements of PSD2 (Regulatory inventory)
Minimum monetary amount under PSD2 (Regulatory inventory)
Authorisation and registration under PSD2 (Regulatory inventory)
Remuneration policies and practices (Regulatory inventory)
Update guidelines on fraud reporting under PSD2 (Regulatory inventory)
Facilitation of customer authentication (Regulatory inventory)
Guidelines on the interplay of PSD2 and GDPR (Regulatory inventory)
Revised Guidelines on major incident reporting under PSD2 (Regulatory inventory)
Opinion on the use of eIDAS certificates under PSD2 (Not directly effective)
Gap assessment of card payment schemes (Not directly effective)
Opinion on implementation of the RTS on SCA and CSC (Not directly effective)
Action plan fight against terrorist financing (Not directly effective)
EBA report on crypto-assets (Not directly effective)
Opinion on supervisory actions to ensure account access under PSD2 (Not directly effective)
EBA - FINAL Q&A: PSD2 - other topics (Regulatory inventory)
EBA - FINAL Q&A: PSD2 - Authorisation and registration (Regulatory inventory)
EBA - FINAL Q&A: PSD2 - Fraud reporting (Regulatory inventory)
Banking statistics reports and instructions for payment transaction statistics (Regulatory inventory)
Guidelines on the limited network exclusion under PSD2 (Regulatory inventory)
Information sheet on account access interfaces (Regulatory inventory)
Clarifications on APIs under PSD2 - seventh set of issues (Regulatory inventory)
Guidelines on the security of internet payments (Not directly effective)
Review of PSD2 (Not directly effective)
Review of the revised Payment Services Directive (PSD2) (Not directly effective)
Statement on the revision of the PSD2 Directive (Not directly effective)
Clarifications on APIs under PSD2 - first set of issues (Regulatory inventory)
Exception to the provision of an emergency mechanism (Not directly effective)
Strong Customer Authentication and Common and Secure Communication (Regulatory inventory)
Obstacles to the provision of third party provider services under the Payment Services Directive (Not directly effective)
Clarifications on APIs under PSD2 - sixth set of issues (Regulatory inventory)
Selected payment fraud data under PSD2 (Not directly effective)
Regulatory classification of certain payment transactions in stationary travel distribution (Regulatory inventory)
EBA Fraud Taxonomy (Not directly effective)