Judgment on the exemplary product information for home loan products
Initiative
Official name
JUDGMENT OF THE COURT (First Chamber) - 27 February 2025 (*) - ( Reference for a preliminary ruling – Consumer protection – Credit agreements for consumers relating to residential immovable property – Directive 2014/17/EU – Article 13(1)(g) – General information on home loan products – Obligation to provide a ‘representative example’ – Directive 2005/29/EC – Article 7 – Banking institution offering different variants of loans – Information sheet including only examples of variable rate credit agreements )
Type
Court judgement
Level 3 / Other
Initiator
EU
Submitted
27.02.2025
Doc. code
C‑85/24
Summary
Status
Status
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Current version
Final version
Next step
Entry into force and application
Entry into force
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Application date
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Scope
Relevant for
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Associated initiatives
Level 1
Directive on credit agreements for consumers relating to residential immovable property (MCD)
(binding, Main version, Amendment, EU)
Level 2
–
Level 3 / Other
–
Source: EU, C‑85/24, 2025