Directive on credit agreements for consumers relating to residential immovable property (MCD)
Initiative
Official name
Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 Text with EEA relevance (Mortgage Credit Directive - MCD)
Type
Directive
Level 1
Initiator
EU
Submitted
31.03.2011
Doc. code
2014/17/EU
Summary
Status
Status
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Current version
Final version
Next step
Entry into force and application
Entry into force
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Application date
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Scope
Relevant for
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Associated initiatives
Level 1
CRD IV
(binding, Main version, EU)
Review of the Mortgage Credit Directive
(binding, EU)
NPL Secondary markets Directive (Credit servicers and credit purchasers)
(binding, Amendment, EU)
Level 2
–
Level 3 / Other
Consumer Trends Report 2018/19
(non-binding, EU)
EBA - Final Q&A: Mortgage Credit Directive (MCD)
(binding, EU)
Guidelines on creditworthiness assessment
(binding, Supplement, EU)
Guidelines on arrears and foreclosure under MCD
(binding, EU)
Guidelines on loan origination and monitoring
(binding, Supplement, EU)
Amendment of guidelines on arrears and foreclosure
(binding, Amendment, EU)
Source: EU, 2014/17/EU, 2014