Special Report: Digital payments in the EU

Topic area:
Status: 20.01.2025 |
Aktuell
Initiative
Official name
Special report 01/2025: ‘Digital payments in the EU – Progress towards making them safer, faster, and less expensive, despite remaining gaps’
Type
Report
Level 3 / Other
Initiator
EU
Submitted
10.10.2025
Doc. code
C/2025/292
Summary
Status
Status

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Current version
Final version
10.01.2025
Next step
Entry into force and application
Entry into force

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Application date

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Scope
Relevant for

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Associated initiatives
Level 1
Payment Services Directive 2 (PSD2) (binding, Main version, EU)
Regulation on electronic identification and trust services (eIDAS) (binding, Main version, EU)
Regulation regarding interchange fees (binding, Main version, EU)
Level 2
–
Level 3 / Other
Retail Payments strategy for the EU (non-binding, EU)

Source: EU, C/2025/292, 2025